The Amazon Great Indian Festival 2024 is just around the corner, and shoppers are eagerly awaiting the best deals on electronics, fashion, home appliances, and more. But did you know that you can save even more by using specific credit and debit cards during the sale? Amazon partners with leading banks to offer exclusive discounts, cashback, and no-cost EMI options, making it easier to maximize your savings.
In this guide, we’ll explore how to make the most out of your purchases with Amazon Great Indian Festival bank offers and help you save more with credit and debit cards.
Why Use Bank Offers During the Amazon Great Indian Festival?
The Amazon Great Indian Festival offers a plethora of discounts on various products, but using the right bank cards can unlock additional savings that many shoppers might overlook. Here are some key reasons to use bank offers:
- Extra Discounts: Many banks offer instant discounts of up to 10% on purchases made during the sale.
- Cashback Offers: You can earn cashback rewards on specific transactions, which will be credited to your account post-purchase.
- No-Cost EMI Options: Spread out your payments for big-ticket items with no-cost EMI plans offered by banks.
- Zero Processing Fees: Many banks waive processing fees during the sale, making it easier to purchase high-value items.
- Exclusive Deals for Cardholders: Some deals are exclusive to customers who use a specific bank’s credit or debit card.
Top Banks Participating in Amazon Great Indian Festival 2024
Amazon partners with some of the largest banks in India to offer exclusive deals during the Great Indian Festival. Here are the top banks likely to offer discounts this year:
1. SBI Credit and Debit Cards
State Bank of India (SBI) has been a long-time partner of Amazon during the Great Indian Festival. With SBI credit and debit cards, you can expect:
- Instant Discount: Up to 10% off on select purchases.
- No-Cost EMI: For high-value purchases, no-cost EMI is available with SBI credit cards.
- Additional Cashback: Some purchases may also offer cashback on top of the instant discount.
2. HDFC Bank Credit and Debit Cards
HDFC Bank is another key partner during Amazon’s sale events. HDFC credit and debit cardholders can expect:
- Instant Discount: Up to 10% on eligible items.
- Cashback: HDFC cards often offer additional cashback for purchases over a certain amount.
- No-Cost EMI: This option allows you to purchase expensive items without paying any interest over the EMI period.
3. ICICI Bank Credit and Debit Cards
ICICI Bank has been a participant in previous Amazon sales, and they’re expected to offer similar perks in 2024:
- Instant 10% Discount: Available on select products when using ICICI credit or debit cards.
- No-Cost EMI: Spread the cost of high-value items with interest-free EMI options.
- Additional Benefits: Some cardholders may also receive bonus rewards or points.
4. Axis Bank Credit and Debit Cards
Axis Bank offers some of the best deals during Amazon sales events, including:
- Instant Discounts: Up to 10% on eligible items.
- No-Cost EMI: Available on both Axis credit and debit cards.
- Special Offers for Axis Cards: Certain products may be eligible for higher discounts when using Axis Bank cards.
5. American Express Credit Cards
Though not as widely accepted as Indian banks, American Express offers some exclusive perks during the sale:
- Additional Cashback: On select purchases, AmEx cardholders can earn extra cashback.
- Instant Discounts: AmEx cards often come with special offers on high-end products.
6. Kotak Mahindra Bank
Kotak Mahindra Bank cardholders can also benefit during Amazon’s festival with:
- Up to 10% Instant Discount: Available on select purchases.
- No-Cost EMI: Spread your payments without any added cost over time.
How to Maximize Savings with Bank Offers
Here are some tips to help you save the most when shopping during the Amazon Great Indian Festival 2024:
1. Check the Offer Eligibility
Before making a purchase, check whether your product qualifies for the instant discount or cashback offers with your bank’s credit or debit card. Typically, Amazon lists the eligible products and the banks offering discounts directly on the product page.
2. Combine Offers
Make sure to use your bank offer alongside Amazon’s existing deals. For example, if a product is already discounted by 20%, you can still use your bank card to get an additional 10% off.
3. Use No-Cost EMI on High-Value Items
No-cost EMI allows you to break down the cost of expensive electronics, furniture, or home appliances into manageable monthly payments without paying any interest. This is a great way to buy high-ticket items without straining your budget.
4. Keep an Eye on Minimum Transaction Requirements
Most bank offers have a minimum transaction requirement to qualify for the discount or cashback. Be sure to check the terms and conditions for each bank to ensure your purchase meets the threshold.
5. Look for Flash Sales and Exclusive Bank Offers
During flash sales or special promotions, banks may offer higher discounts or additional perks. Keep an eye on these short-term deals to score even better savings.
Top Categories to Focus On for Extra Savings
Certain product categories offer more significant savings when paired with bank offers. Focus on these areas to maximize your benefits:
- Electronics: Laptops, smartphones, smartwatches, and home appliances often have the best discounts during the sale.
- Home and Kitchen Appliances: Items like air purifiers, refrigerators, washing machines, and microwaves come with excellent deals.
- Fashion: Pair Amazon’s discounts on fashion and apparel with bank offers for extra savings.
- Amazon Devices: If you’re looking to purchase an Amazon Echo, Fire TV Stick, or Kindle, you can often stack bank offers with existing Amazon discounts.
Conclusion
The Amazon Great Indian Festival 2024 is one of the best times to make big purchases while saving more than ever. With the right combination of product discounts and bank offers, you can maximize your savings on everything from gadgets to home appliances. Make sure to check your eligibility for instant discounts, cashback, and no-cost EMI options by using your SBI, HDFC, ICICI, Axis, and other participating banks’ credit and debit cards.
With the proper planning and strategy, you can make the most of this shopping event and walk away with incredible deals while saving even more on your purchases.